Switch from term to permanent life coverage
with your 保证交易的选择
登录 or create your account
and see if you're eligible to exchange.
为什么交换? 看到 how your current term life insurance and AARP永久的生命 from bet5365亚洲版 compare. Then decide if now is the right time for you to switch.1
| AARP定期寿险 | AARP永久的生命 | |
|---|---|---|
| Important protection for your loved ones | ||
| Coverage that can last for life, with higher initial rates that will never go up ‐ guaranteed | ||
| Important coverage that can last until age 80, with rates that increase over time | ||
| Builds cash value over time you can borrow against2 | ||
| Part of the AARP bet356亚洲版体育在线 Program from bet5365亚洲版 ‐ a company you trust |
These permanent rates are locked in at your age when you exchange...
so they'll never be lower than they are right now.
Questions about exchanging your coverage?
看到 常见问题 对的答案.
1 If you are currently in a nursing home, you must wait until age 80 to exchange.
2 Loans accrue interest and decrease the death benefit and cash value by the amount of the outstanding loan and interest. Accumulated premiums may exceed the death benefit over a certain period of time.
佛罗里达州居民: In order to protect against the unintended cancellation of your life insurance coverage, you have the opportunity to have copies of lapse notices sent to another individual whom you designate. A designation form for this will be included with your Certificate of Insurance. If relevant statements of age or facts are not accurate, bet5365亚洲版 will make a fair adjustment of premiums and/or insurance. Jason Montgomery is a licensed Florida agent for service to Florida residents.
德州居民: 死亡的好处, Cash Values and Loan Values will be reduced if a ‘living benefit’ (accelerated death benefit) is paid. The acceleration of life insurance benefits offered under this certificate is intended to qualify for favorable tax treatment under the IRC of 1986. If these benefits qualify for favorable tax treatment, the benefits are excludable from your income and not subject to taxation. You are advised to consult with a qualified tax advisor about circumstances under which you could receive acceleration of life insurance benefits excludable from income under federal law. Receipt of acceleration of life insurance benefits could also affect your and your family’s eligibility for public assistance programs (Medicaid, ”, SSI, 或药物援助). You are advised to consult with a qualified tax advisor and with social service agencies to determine how receipt of these benefits will affect your eligibility for public assistance. Premiums will be lower when the benefit amount decreases by one-half.